body {
	font: 100% Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	background: #FFFFFF;
	text-align: center;
	margin: 0px;
	padding: 0px;
	border: thin;
	border-color: #000000;
}
html, body { /* saves you from the "centering jump" on short pages */
	min-height: 100%;
	margin-bottom: 1px;
}
p {
	font-size: 80%;
}

/* holder styles */
#holder {
	width: 770px;
	background: #FFFFFF url( /Images/fauxw.gif) repeat-y; /* This image creates the three column faux effect */
	text-align: left;
	margin: 0 auto 0 auto;
	border:#000000;
	border:thin;
}

/* header styles */
#header {
	background: #DCCBAC;
	background-color: #FFFFFF;
}
.callout {
	font: bold 130% Georgia, "Times New Roman", Times, serif;
	color: #FF0000;
	margin: 0;
	padding: 20px 10px;
}

/* navigation styles */
#nav {
	width: 140px;
	float: left;
	padding: 15px 10px; /* side padding is added to total width above for a 160px "real total" */
}
#nav a:link { 
	color: #0099FF;
	text-decoration: none;
	font-weight: bold;
}
#nav a:visited { 
	color: #333333;
}
#nav a:hover, #nav a:active, #nav a:focus {  
	color: #666666;
}

/* content styles */
#content {
	margin: 0 165px;
	padding: 15px;
}
#content p {
	line-height: 130%;
}

/* third column styles */
#news {
	margin: 0px;
	padding: 15px 8px 8px 8px;
	float: right;
	width: 144px;
}
#news p {
	color: #000000; /* now black - third column has a dark color so font must be light for contrast */
}

/* footer styles */
#footer {
	padding: 5px;
	border-top: 1px solid #000000;
	font-size: 80%;
	color: #000000;
	background: #FFF;  /* This background color covers the faux column effect that spans the entire holder div */
}

/* miscellaneous styles */
.brclear { 
     clear:both; 
     height:0; 
     margin:0;
     font-size: 1px;
     line-height: 0px;
}